When you hire Minneapolis movers, you have a big decision to make. You have to decide whether to purchase full replacement value moving insurance or whether to simply use the free standard moving insurance, called released value protection, that is offered provided free of charge by all moving companies. Learning about the pros and cons will help you make an informed decision as to which is ideal for your situation.
Cons of Purchasing Full Replacement Value Moving Insurance
The biggest downside to purchasing full replacement value moving insurance is the cost associated with it. Moving can be expensive. As such, many people are looking to keep their expenses as low as possible to offset the amount they are paying out of pocket. If you are on a tight budget, you may not want to spend more money for insurance.
Few People End Up Needing It
The second con to purchasing full replacement value moving insurance is that most people don't end up needing it. If you do your homework and find a reliable and trusted company, odds are, you won't need it. However, accidents can always occur, so even the best companies may drop an item or lose something. While this isn't an issue in most moves, only you can decide if it is something you need or not.
Pros of Purchasing Full Replacement Value Moving Insurance
You Get Full Value For Your Belongings
Released value protection will only reimburse you up to $0.60 per pound of your belongings. Most people's belongings have a market value that is much higher than this. For example, a couch may weigh 300 pounds. This means you will only receive $180 to replace it. Or a television may only weight 50 to 100 pounds, meaning you will get $30 to $60 to replace it with. When you pay for full replacement value moving insurance, you receive the full value of your item.
You Get Peace of Mind
The other major benefit to purchasing moving insurance is that you receive peace of mind. You know your items are protected so you don't have the stress of worrying about a mover dropping an item or an accident destroying your belongings. You can breathe easy knowing that your items are protected should anything go wrong.
If you are looking for home movers Minneapolis, an apartment moving company or a business moving company, look no further than Hedberg Moving company. We help people looking to move in the Minneapolis, St. Paul, and Twin Cities Metro Area of Minnesota. If you are packing and moving a home, condo, apartment or business, we would love to assist you. Give us a call today at 763-434-6683 for a free moving estimate. Let us earn your business!
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