There is a lot that you need to think of as you prepare to move. Hiring movers can help take some of the weight off of your shoulders and provide you with assistance for your upcoming move. But when you hire movers, you will have a decision to make. You will need to decide whether to purchase moving insurance or whether to decline it. There are many benefits to purchasing moving insurance. Here are a couple of those benefits.
Moving Companies Are Only Required to Carry and Provide You With Released Value Insurance
People who hire movers often decline moving insurance because they think that moving companies are responsible if their items are damaged or go missing during a move. And this is partially correct. By law, moving companies are required to carry and provide you with released value moving insurance free of charge. But what you may not know is that released value insurance only pays you $0.30 per pound of your belongings, regardless of the value of the items. If you have a 60 inch flat screen television, the average weight of this item is 75 pounds. If it is damaged during a move, you will receive $22.50 for the item. You cannot replace that item for that amount of money. Buying full value moving insurnace gives you the current market value of the item so you can replace it.
Full Value Moving Insurance Helps You Cover Antiques, Art and Jewelry
If you are moving, the mover may decline to move antiques, art, jewelry and other expensive items unless you purchase a full value moving policy. This is because they do not want to be held responsible for these pricey items. When you purchase a full value moving insurance policy, movers will help you move these items because they know they are covered should anything happen to them. If you have these types of items in your possession, you may have to show proof to the moving company that you do have insurance coverage on them before they will move them.
Deciding which moving company to hire is a big decision. This is the company that you are entrusting to move all of your belongings for you. When you are moving in the St. Paul, Twin Cities Metro Area or Minneapolis, Minnesota areas, turn to Hedberg Moving. We are a local moving company that is fully licensed and insured. We have won many awards for our services and would love to show you why we are one of the top companies for home moves, apartment moves, condo moves and packing services. Call us today to get a free estimate, to discuss your moving needs or to book us for your upcoming move.
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